中小企业民间融资的法律问题研究.pdfVIP

中小企业民间融资的法律问题研究 [摘要] 随着我国经济的发展，中小企业日益成为推动我国经济增长不可或缺的重要 力量。但是，由于我国法律制度发展的滞后，致使中小企业融资一直都是处于法律的灰 色地带，甚至曾经饱受指责。本文以构建中小企业民间融资法律体系为目的，从拓宽中 小企业民间融资渠道的角度出发，以中小企业的融资特点为线索，通过借鉴外国先进经 验，在对中小企业民间融资放松管制和适当加强监管并重的思想指导下，对中小企业不 同层次、不同方式的民间融资法律制度进行了研究和探讨。要促进我国中小企业民间融 资的发展，必须完善相关法律制度，用法律消除其负面影响，发扬其正面效应。完善我 国中小企业民间融资法律制度，必须坚持“纳、导、堵、疏”四管齐下的总体思路。建 立健全我国中小企业民间融资法律制度，必须采取各种具体措施，包括改进我国中小企 业民间融资的监管方式，确立我国中小企业民间融资的准入制度和退出机制，完善我国 中小企业民间融资的信用制度等。 [关键词] 中小企业；民间融资；制度缺陷；法制建设；制度创新 I ON THE CIVIL FINANCING LEGAL SYSTEMS OF SMES [Abstract] Along with domestic economic development ，Small and Medium Enterprises (SMEs) play an indispensable role in stimulating economic growth. However，due to the lag of legal system development，there are no specific legislation in financing SMEs. As a result ， it has been to claim. With the purpose to construct the legal system for the non-governmental financing for SMEs，this article develops in the perspective of broadening the civil financing channels for SMEs and with the clue of the financing features of SMEs. By unifying the advanced experience of foreign countries，and under the guidance of the ideal of deregulation and appropriate supervision，the author studies and discusses the civil financing legal systems for SMEs at different levels and different ways.In order to promote the delevopment in finaning SMEs，equivalent must be estabished to fully exert its postive effect. It is necessary to adopt a varity of measures in legislation of financing SMEs，including improving ways of supervision in domestive SMEs fianancing，completing credibility mechanism of domestic financing SMEs. [Keywords] Small and Medium Enterprise；the Folk Financing ；Deficiency of the Legal System；Law Construction ；System Innovation II