我国产品责任保险法律制度实施问题研究.docVIP

On Law Enforcement Issues of Porduct Liability Insurance A Thesis Submitted to Chongqing University in Partial Fulfillment of the Requirement for the Degree of Master of Law By Xiao Chengbing Supervised by Professor Zeng Wenge Profession：Juris Master College of Law of Chongqing University, Chongqing, China April 2011 重庆大学硕士学位论文  摘  要  中文摘要  产品责任保险有 100 余年的发展历史了，我国于上世纪 80 年代开始开展产品 责任保险业务。随着我国市场经济的发展，我国产品责任事故日益增多，产品责 任保险业务也会有所发展。产品责任保险对于降低企业产品责任风险、提高企业 竞争力和维护消费者合法权益具有重要作用。当前，产品责任保险作用的发挥与 产品责任保险法律制度的完善性有着密切的关系。当前，我国《侵权责任法》与 《保险法》分别对产品责任法律制度与责任保险法律制度做了规定，产品责任法 律制度与责任保险法律制度是产品责任保险法律制度的组成部分。然而，我国产 品责任保险法律制度并不完善，并且产品责任保险法律制度实施的环境也有待改 善。 本文通过讨论产品责任保险法律制度的实施问题来考察我国产品责任保险法 律制度存在的问题。这样，对于完善我国产品责任保险法律制度的思路，不会仅 仅局限于制度本身。 本文共分四章，分别对产品责任保险法律制度的实施问题进行系统的研究。 本文论述了产品责任保险的相关概念、产品责任保险法律的发展与演进和产品责 任保险法律制度实施的内涵；通过对美国、英国、日本和我国台湾地区的产品责 任保险法律制度实施的现状和问题进行比较分析，归纳以上几国和我国台湾地区 产品责任保险法律制度实践对我国产品责任保险法律制度的完善和实施的启示； 进而检讨我国产品责任保险法律制度实施过程中所面临的问题；最后对如何解决 产品责任保险法律制度实施问题提出自己的建议。通过本文对产品责任保险法律 制度的探讨，希望能引起更多的人致力于产品责任保险及其法律制度研究。以期 产品责任保险为我国经济发展发挥更大的作用。 关键词：产品责任，产品责任保险，法律实施 I 重庆大学硕士学位论文  英文摘要  ABSTRACT The history of the development of the porduct liability insurance has more than 100 years, and the porduct liability insurane was introduced by our country in 1980s. With the development of our country’s market economy, the accidents about porduct liability increased more and more, and the bussiness would increased rapidly. The functions of the porduct liability insurance includes: reducing the porduct liability risk which the enterprise should assume, heightenning company’s competitive strength and maintaining the saler’s rights and interests. Porduct liability insurance taking effect closely related to the perfection of institution about porduct liability insurance. The institution about porduct liability and libility insurance had intruduced in Our country’s tort liability law and insurance law, and they makes up the institution of porduct liability insurance. However, the institution is not complet