我国国有商业银行中间业务发展对策的分析.pdfVIP

Abstract Tllis thesis is focused on the development process and current situation of the intermediary business of commercial banks，the increasing progress and reasons of the non-interest incoi,：te from the shate—owned commercial banks of western developed countries，and the examples on the intermediary business development ofthe Industry and Commercial Bank ofChina，and makes a deep studv on the internal rules and directions OB the intermediary business of commercial banks in China and the main measums that should be adopted in the near future on the intermediary business of commercial banks． This thesis contains four parts．The first part introduces the defmition，classification and characteristics oftheintermediarybusiness ofcormnercialbanksinChina．Differentfrom opinions of some scholars．t11e definition of the intermediary business in this thesis is based on the off-balance sheet business，according to the opinion from the People’S Bank of China．Furthermore，this thesis emphasizes on some new points and thoughts due to the definition of the O白lbalance sheet business． The second part 100ks back into the historical development of the intermediary business in commercial banks in developed countries and gives answers to the rapid speed of that development． The third part states the current sitIlation and problems in the state—owned commercial banks in China． based on the ease study on the intermediary business in the biggest commercial bank in China，the Industry and Commercial Bank of China．Tbe fourth part forecasts the marketing and supervlsion environment of the intermediary business in commercial banks in future。and main measures on the intermediary business development in state．owned commercial banks． In a WOrd．the current progress ofthe intermediary business in state·owned commercial banks in China just begins its first step and undoubtedly has a brilliant future in its further development． However,there are still a majority of issues that need to be resolved for the i