信托制度在促进我国林木保险发展中的应用.pdfVIP

第 研 川 6 一 m 一 聊 年究 一 第总 口 月 中国林业组济 Nov. 2009 一 期 9-· y h CHlNA FORESTRY ECONOMY No.6 (Total 99) 7 酒 一 由 m 信托制度在促进我国林木保险发展中的应用 万笑石，田明华，万千，陈亮 (::I t京林业大学经济管理学院，~t京 100083) 摘 要:我鸥在促进林木保险发展时二点委采取补贴方式，具体分为向林农补贴和向保险公司补贴两种方法。经 过分析，认为直接对二者进行补贴放采较差，提出了仿托制度作为第三方参与到林木保险发展中的设想。通过明确 姿托人(政府)、受托人(信托公司)以及受益人(林农)在传托运作时的权利与义务，认为信托和i)J史可以规也并按合保 险需求，鼓励保险公司涉入林木保险业务，促进我阂林木保险发展，并追步缓解政府相关的财政压力。杀后，提出信 托制度在具体应用时的注意事项。 关键词:林木保险;信托制度;补贴 中回分类号:F326.2 文献称t只码:A 文章编号: 1673 -5919(2009)06 -0006 叩 04 Application of Trust System in the Development of Forest Insurance in China WAN Xiao - shi ,TIAN Ming - hua , WAN Qian , CHEN Liang College of Economics and Management, Beijing Forestry University , Beijing 100083, China) Abstract: In China, subsidy is a main form to promote the development of forest insurance. It includes two ways to provide subsidies, one is to provide farmers and the other is to provide insurance companies. After the analysis, indicates that both kinds of subsidies have little effect and brings forward the con- sideration that tmst system should be taken into as a third 叩 party participant in the development of forest insurance. By clarifying the rights and obligation of client (Government) , the trustee (Trust Company) , 幽 well as the beneficiaries (farmers) in the operation, reveals that trust system can standardize and ín- tegrate the needs of insurance , encourage insurance companies dealing with relevant affairs , promote the de