英国保险法改革对《1906年海上保险法》的影响.pdfVIP

Vol. 25 No.4 第 25 卷第4 期 中国海商法研究 2014 年 12 月 Chin臼e Joumal of Maritime Law Dec. 2014 巴里斯·索耶.英国保险法改革对{l906 年海上保险法》的影响[1] .中国海商法研究，2014 ， 25(4) :24-26 英国保险法改革对1906 年海上保险法》的影晌① 巴里斯·索耶 (斯旺西大学法学院，威尔士斯旺西 SA2 8PP) 摘要:2014 年 7 月，英格兰和苏格兰的法律委员会提交了一份法律草案供英国议会审议。该法律草案就商业保 险合同和其他非消费者保险合同中投保人和被保险人告知和虚假陈述问题、保险保证问题和保险人对于保险欺诈 索赔的救济问题进行了新的规定。这些规定改变或废除了{l佣6 年海上保险法》的部分条文，将可能对英国海上保 险市场保险交易的进行方式产生重大影响，也将给包括中国在内的国家和地区完善海上保险法提供新的思路。 关键词:英国{l906 年海上保险法机告知义务;保险保证;保险欺诈索赔 中图分类号:DF961. 9 文献标志码:A 文章编号:1∞3-7659-(2014 )04，，(则24.m The inf1uence of the reform of English insurance law on the Marine Insurance Act 1906 Baris Soyer (School of Law ,Swansea University ,Swansea SA2 8PP ,United Kingdom) Abstract :In July 2014 , the English and Scottish Law Commissions published a final research report , which was accompanied by a draft Bill. The Bill has now presented to the Parliament for review. It pu甲oses to reform insurance law in three re- spects: disclosure and misrepresentation in business and other non-consumer insurance contracts; insurance warranties; and the insurer s remedies for fraudulent claims. Those reforms will change or repeal the relevant provisions in the Marine lnsur- ance Act 1906 and will have a significant impact in the manner insurance business is conducted in the UK market. They will also provide the new ideas to those including China who would like to improve and perfect their marine insurance laws. Key words: the Marine lnsurance Act 1906;duty to disclose; insurance warranty; insurance fraudulent claims 英格兰和苏格兰的法律委员会自 2∞6 年便开 第353