基于熵值法江苏省县域金融效率测度与评价.docVIP

基于熵值法江苏省县域金融效率测度与评价 　　[摘 要] 以储蓄动员率、储蓄投资转化率以及投资投向率为主要指标对江苏省2012年48个县域的金融效率进行了测度与评价，结果表明：2012年江苏省县域金融效率整体差异较大，表现出明显的地域特征，苏南、苏中与苏北地区县域金融效率依次降低。江苏省应进一步加快县域经济发展、健全完善竞争性县域金融市场以及改善县域金融生态环境，即在新型城镇化建设背景下，苏北县域地区应该抓住机遇，加快经济建设步伐;在健全完善竞争性县域金融市场方面适当放宽某些县域金融市场准入门槛，适度放松对县域金融市场的监管;在改善县域金融生态环境方面，主要可以从优化宏观经济环境、行政环境、司法环境以及信用环境等方面着手，为县域金融发展提供良好的环境基础。 　　[关键词] 江苏省;熵值法;县域金融效率;测度预评价 　　[中图分类号] F640 [文献标识码] A 　　Measurement and Evaluation of Financial Efficiency at County Level in Jiangsu Province Based on Entropy Evaluation Method 　　JIANG Zhiqiang， LIU Chang 　　Abstract： Taking savings mobilization rate， savings investment conversion rate and investment rate as major index， the study measures and assesses the financial efficiency of 48counties in Jiangsu province in 2012. It is found that the overall financial efficiency has big differences in the counties with obvious regional characteristics. The efficiency degrees of counties in the southern， central and northern Jiangsu areas decline successively. Jiangsu should step up the development of county economy， strengthen competitive financial markets and improve the financial environment at county level. Counties in the northern Jiangsu area should seize the opportunity emerging in the urbanization process to boost economic growth. They should lower financial market access threshold in some countries and loosen the regulation over county-level financial markets to some extent. In addition， they should start with improving the micro economic， administration， judicial and credit environments in ways that offer a friendly environment for the financial growth at county level. 　　Key words： Jiangsu province， entropy method， county-level financial efficiency， measurement and evaluation 　　一、引言 　　县域经济作为国民经济的基本单元，是统筹城乡发展、化解“三农”问题、全面建设小康社会的关键和重点。经验表明：经济发展离不开金融的支持，县域金融对县域经济发展起到了不可替代的作用。特别地，县域金融效率作为衡量县域金融体系运行与金融资源配置水平的重要指标已经成为影响县域经济发展的关键性因素，受到人们越来越多的关注，逐渐成为学者们研究的热点问题之一。 　　纵观现有文献，对县域金融效率研究主要集中在内涵的界定、测度以及影响因素等问题的分析。在县域金融效率内涵界定方面，方五一和蔡淑琴[1]（2006）在分别对