订单融资信用风险评价分析-技术经济及管理专业论文.docxVIP

中北大学学位论文 中北大学学位论文 Evaluation Research on Credit Risks of Order Financing Author: Zhao Qi Supervisor: Wang Jinsong ABSTRACT As one important business in supply chain finance service, order financing has developed rapidly in recent years, which has been an efficient method to solve the financing problem of SMES and an important growth point of banks and other financial institutions. However, as a new financing business, the theoretical basis of order financing, especially evaluation of credit risks, is relatively weak. Based on this background, evaluation system and means of order financing credit risks were studied. First, business process and characteristics of order financing were analyzed by use of literature analysis, basic elements of order financing business was proposed; Second, normative analysis and theoretical analysis methods were employed, the angle was set at basic elements of this business, influence factors on order financing credit risks were analyzed, indexing evaluation system of order financing credit risks was built according to current situation; again, analyzing common evaluation methods of credit risks and integrating it with characteristics of order financing business, a method of applying rough set and credibility theroy was proposed, based on study on theoretical and applicable process of this method, a evaluation model of order financing credit risks based on rough set and credibility theroy was finally established; last, using fact analysis method to apply this model into practical examples, the efficiency of built evaluation system and model was verified with a practical example. Results show that, established evaluation system and model can be used to evaluate credit risks of order financing business in banks and other financial institutions and direct financing institutions to evaluate concrete practice of order financing credit risk. KEYWOEDS: Supply Chain Finance, Order financing, Credit risks evaluation, Rough set I I 目 录 HYPERLINK