发展消费信贷与扩大农村消费需求相关性研究-产业经济学专业论文.docxVIP

Abstract The reason for carrying out the related research on the development of consumer credit and expansion of consumer demand in rural areas. on the one hand, because the current consumption level of rural residents is significantly lower. The consumer goods retail sales in China more than 700 million rural people to achieve nearly 30% of the total retail sales of social consumer goods, per capita consumption level of rural residents is equal to only 1/3 of the urban residents, rural residents consumption lags behind urban residents at least 10 years. Therefore, either from the change of Chinas economic development mode to see, or looking to improve rural peoples livelihood, we need to expand the consumption of consumer demand in rural areas. However, to expand the consumption of rural residents, we need to develop consumer credit. Because the development of consumer credit plays an extremely important role in the expansion of consumer demand in rural areas. On the other hand, expanding the consumption demand in rural areas also has a significant impact on the development of Chinas consumer credit. Due to the level of economic development, the market system, as well as consumer attitudes and many other factors, Chinas consumer credit slowly develops, while expanding the consumption of rural residents in China will bring the consumer credit a development of long-term power, and create a new economic growth point for the development of Chinas financial industry. Therefore, The research on the development of consumer credit and expanding rural consumer demand has important theoretical and practical significance. From the literature review and theoretical basis, we firstly analyze the relationship between the development consumer credit and expanding rural consumption demand. On this basis, we select 1994-2010 Chinarural households Per Capita Consumption Expenditure, Chinarural Households Per Capita Net Income, Chinarural Consumer Credit, use the three sets of data t