基于核心企业经营数据的核心企业项下小微企业批量授信方案-研究.pdfVIP

    THE RESEARCH OF FINANCING SCHEME FOR SMALL AND MICRO ENTERPRISES BASED ON THE BUSINESS DATA OF CORE ENTERPRISES ABSTRACT This thesis analyzed the credit scheme for small and micro enterprises based on the business data of core enterprises first: General situation of small and micro enterprises financing, second: Analysis of the example on small and micro enterprises financing, third: General situation of CMBC on small and micro enterprises financing, fourth: The principle of small and micro enterprises financing, fifth: Customer orientation strategy, sixth: Risk management strategy, seventh: the financing scheme for small and micro enterprises based on the business data of core enterprises KEY WORDS: core enterprises, small and micro enterprises, financing scheme, strategy 万方数据     目 录 前言……………………………………………………………………………………1 第1章 我国小微企业融资的概况及分析 ………………………………………………………… 2 1.1  小微企业基本状况简介 ………………………………………………………………………… 2  1.1.1  小微企业的定义 ………………………………………………………………………………2  1.1.2  小微企业的重要意义 …………………………………………………………………………3  1.1.3  小微企业的融资现状 …………………………………………………………………………3  1.2 政策导向与银行体系 …………………………………………………………………………… 4  1.2.1 我国近期政策导向 ……………………………………………………………………………4  1.2.2 商业银行的融资体系与小微企业的关系  ………………………………………………………4  1.2.3 商业银行的小微企业贷款定价原则与陷阱  ……………………………………………………5  1.2.4 商业银行的未来挑战 ………………………………………………………………………… 6  1.2.5 商业银行的近期趋势 ………………………………………………………………………… 6  第 2 章 某行小微企业批量融资案例分析…………………………………………………………… 8  2.1 案例基本状况简介 ………………………………