对我国金融控股公司进行有效监管的研究金融学专业论文.docxVIP

A b A b st ra c t A b s tr a C t P a st tw o d e c a d e s，th e in tem atio n al fin an c ial m ark e ts c an b e said to h av e un d erg o n e dr am atie ch an g e s . E c o n o m ic g lo b aliz atio n an d fin an cial in te gr atio n are ir re sisti ble ， 50 t h a t a n in te g r a te d o P e ra tio n h a s b e e o m e a n le a d in g t re n d o f in tern ati o n al fin an cial in du stry ; B e cau se o f the d ev elo P m en t o f fin an eial lib eraliz ati o n an d in n o v atio n ，an d im P ro v em en t o f in form ati o n te eh n o lo g y，the b o un d a ry o f the b an k ，secu rity， an d in suran e e secto r o n a g lo b e 15 b lu rry. It P ro m o te s the form ati o n o f e o m Pr eh en siv e fin an cia l in stitutio n s. A s an ilmovative form of o笔anization，financialholding com pany 1，5 able to in te gr ate b a n k s，in suran e e s，se ~ tie s，trU sts an d o ther b u sin e ss . T h e se sub sid iari e s e o 一o P e r a te to o b ta in sy n e rg ie s，re d u c e c o sts ，i nc re a se P ro f its ，i m P ro v e a s s e ts a n d lia b ilitie s m a n a g e m e n t e m e ie n e y ，a n d a eh ie v e e e o n o m ie s o f s c a le a n d se o P e o f t h e econ om ic .In the U nited States，Jap an ，B ritain an d other m ajor m ark et eeon o m y e o u n tri e s， fin an e ial h o ld in g c o m P an ie s b e e o m e th e m ain stre am o f th e n ew o r g a n iz a tio n a l m o d e l. Ai p re sen t，C hin a 15 still in th e fram e w o rk o f ”seP a ra te o p eratio n ，s 即 arate re g u la ti o n ，，. In o r d e r t o e o m P ly w it h t he in te m a ti o n a l t re n d o f e o m P re h e n siv e m an a g em en t，an d d e al w ith d o m e stie fin an cial in d u stry ，5 n e e d for su sta in e d an d ra p id d e v e lo P m e n t，t h e st ri c t se P a ra te o P e ra tio n sy ste m s w e re f o u n d a lit tle f l