基于DEA-SVM的我国商业银行收益质量评价-金融学专业论文.docxVIP

哈尔滨工业大学经济学硕士学位论文 哈尔滨工业大学经济学硕士学位论文 - - II - Abstract Earnings HYPERLINK /quality/ quality is one of the most important indexes of evaluating company achievement, and also the key index of enhancing HYPERLINK /enterprise/ enterprises’ competitive power and keeping their sustainable HYPERLINK /development/ development. As “ highe debts ， high risks ” enterprises for operating currency, higher earnings HYPERLINK /quality/ quality is the basic of survival and HYPERLINK /development/ development for HYPERLINK /commercial/ commercial HYPERLINK /bank/ banks. Only the good earnings quality, can the HYPERLINK /commercial/ commercial HYPERLINK /bank/ banks have strong risk bearing capacity. Therefore, it has important realistic significance to evaluate the earnings quality of commercial banks. However, now the studies to earnings quality from inside and outside the country fo cus on qualitative analysis, quantitative analysis is HYPERLINK /still/ still in an exploratory HYPERLINK /stage/ stage, and the mian quantitative analysis are HYPERLINK /traditional/ traditional HYPERLINK /statistical/ statistical methods and HYPERLINK /structural/ structural HYPERLINK /equation/ equation. Due to the restrictions assumption conditions, earnings quality from these two methods is not true. Overall, it is lack of a HYPERLINK /perfect/ perfect method, and can not evaluate fully, accurately, deeply, so the evaluating result has a little reference value. Based on the above-mentioned situations, this paper takes the consulting a large number of domestic and foreign documents concerning this subject as the basis, from the starting point of commercial banks’ HYPERLINK /concrete/ concrete conditions, HYPERLINK /consider/ considers the DEA does HYPERLINK /not/ not HYPERLINK /require/ require a priori knowledge onfunctional HYPERLINK /form/ form and HYPERLINK /parameter/ parameter and good prediction HYPERLINK /ability/ ability of SVM, first designs the train o