江西省商业保险公司经办大病保险的调研报告-保险学专业论文.docxVIP

Contents1 Contents 1 Introduction。 ． 。 ．．． ．． 。 ．． 1 1．1 Research background I 1．2 Research aim ．2 1．3 The s劬cture and contents ．2 1．3．1 The s1工uctllre 2 1．3．2 The contents ．2 1．4 Research process ．4 1．4．1 The time and place 4 1．4．2 The methods 4 1．4．3 contentandquestionnaire ．5 2 The overview of the serious illness insurance ． ． ． ．．6 2．1 The definition ofrelevant concepts ．．6 2．1．I The basic medical insurance and The serious iUness insurance 6 2．I．2 Serious illness and 1he serious illness insurance ．．6 2．2 The significance ofthe serious illness insurance 6 2．2．1 The government to innovate the social management way 。7 2．2．2 The insurance industry to promote the social image 。7 2．2．3 The residents to improve the insurance consciousness ．7 2．2．4 It’S equal to promoting urban and rural medical services 8 3 The efficiency of the serious illness insurance ． ．．． ．．．． ． ．．9 3．1 Build supporting perfIec血g ”9 3．1．1 Established specializes in charge ofinstitutions 9 3．1．2 Set up serious illness insurance information system ．．9 3．1．3 Belonging to forms ofpromotion ”10 3．2 Diagnosis and treatment behavior specification ． ．10 3．2．1 Perfecting resident representative system ．10 3．2．2 Medical patrol work ．． 1 1 3．3 Improving continuously ofthe scope and level 13 3．3．1 The scope covers all ．．． ．． ．．13 3．3．2 The level greatly improved 14 4 The problems analysis of serious illness insurance．． ·” ·· 16 4．1 The analysis ofpolicy design 16 III 万方数据 4．1．1 4．1．1 Overall level is low ． ．．16 4．1．2 Financing standard is low ．．16 4．2 The analysis ofillsurslnce company and related parties ．．17 4．2．1 It isn’t perfect enough ofrisk adjustment mechanism ．17 4．2．2 Docking difficult ofnew farming and information system 一18 4．2．3 It disables of medical controI of the mechanism ．．19 4．3 the analysis of insurance company oneselfmanagem