拉萨市医疗保险付费方式研究-行政管理专业论文.docxVIP

PAGE PAGE IV Abstract At present, the field of health care and medical security exist many problems in our country.The issue of “expensive and difficult medical treatment” is a prominent problem in the many problems,it seriously influence to peoples health care needs.To solve this problem,carried out a number of reforms in the health field.The reform of the medical insurance payment method is the importance of many reforms.Through the reform of the payment methods and models,better able to regulate the behavior of medical service,in turn to control the cost of medical service and reduce health care costs,finally to alleviate the pressure of the health insurance funds to pay,and to resolve a risk.Through the reform,will make people’s economic losses in the hospital to a minimum.Now,there are six major medical insurance payment methods in the world.They are paid according to the service items, paid according to a per disease, prepaid according to the total amount,paid according to a per head,paid according to the unit and paid according to the fixed settlement.Compare each of these methods，we can find it has a good side and bad side.In practical application, the basic medical insurance management department will according to the need of actual condition, use a combination of different payment methods, form a complex medical insurance payment model. Now, China have established the basic medical insurance system covering all citizens broadly across the country.The system contains the new rural cooperative medical care system, the basic medical insurance system for urban residents and urban employee basic medical insurance system.However, under the unified system, the medical insurance payment method in different areas use dont agree with each other.In recent years,many places reformed in medical security system and medical and health system,In these reforms, the reform of payment method has been one of important contents.To a certain extent,the current basic medical