信息时代的管理信息系统Chap005.pptVIP

Financial EDI Financial EDI – an electronic process used primarily within B2B for the payment of purchases This is electronic money in B2B Often occurs through an automated clearing house 5-* Security: The Pervading Concern Security is very important when moving money Some security measures… Encryption Secure Sockets Layers Secure Electronic Transactions Many, many others 5-* Encryption Encryption – scrambles the contents of a file so that you can’t read it without having the right decryption key Often through public key encryption (PKE) – uses two keys: a public key for everyone and private key for only the recipient of the encrypted information 5-* Public Key Encryption 5-* Secure Sockets Layers Secure Sockets Layer (SSL)… Creates a secure connection between a Web client and server Encrypts the information Sends the information over the Internet Denoted by lock icon on browser or https:// (notice the “s”) 5-* Secure Sockets Layers The “s” in https and the padlock 5-* Secure Electronic Transactions Secure Electronic Transaction (SET) – transmission method that ensures transactions are legitimate as well as secure Helps verify use of a credit card, for example, by sending the transaction to the credit issuer as well as the seller/supplier 5-* To Summarize B2C Credit cards, financial cybermediaries, electronic checks, EBPP, smart cards, and digital wallets Pay for individual purchases, usually in small amounts Each payment must be validated 5-* To Summarize B2B Use EDI to facilitate ordering process VANS can provide for EDI and financial EDI Use financial EDI for payment of purchases 5-* To Summarize B2C and B2B – security… Overriding concern Encryption, SSLs, SET, and others 5-* E-BUSINESS TRENDS “E” is certainly changing many things Many trends in every part of your life Three important ones Youth M-commerce The Long Tail Crowdsourcing (in a closing case study) 5-* E-Business Trend - Youth Screenager – person who spends a lot of time in front of a screen – TV, iPod