关于我国保险市场分析.pdfVIP

关于我国保险市场分析 About our country insurance market analysis 一个行业的发展必然要经历从量的积累到质的改变的发展过程。中国 改革开放三十年，在经历了以制造业为代表的各种行业的发展成熟之 后，现在，作为金融体系重要组成部分的保险行业也正面临着变 The development of an industry is bound to experience the change from quantity accumulation to quality development. Chinas reform and opening up 30 years, represented by manufacturing all kinds of industry in the development of mature, now, as the financial system is an important part of the insurance industry is facing the change 革的挑战。 The challenge of the leather. 、我国保险市场发展阶段现状 One, the insurance market development present situation in our country 比照欧美市场的发展经验，保险市场在从不成熟到成熟的发展过 程中，整个行业大 According to European and American market development experience, the development of the insurance market is never mature to mature process, the whole industry http :/// http :/// 体上要经历从单纯追求保费收入规模、到追求实际利润、再到实现个 性化服务的三个阶段。从当前保险市场运行的基本特征来看，中国保 险市场自1980 年恢复重建以来，在经历了近30 年的发展以后，目 Body on the experience from the simple pursuit of premium income scale, to pursue the actual profit, to realize the personalized service of three stages. From the basic characteristics of the current insurance market operation, the Chinese insurance market recovery and reconstruction since 1980, after nearly 30 years of development, 前整体上正处于从第 阶段向第二阶段过度的转型关键时期。在这 阶段，作为市场主体的保险企业在制定经营战略时，除了在竞争中保 障市场份额，更重要的是必须集中力量优 业务结构，最终形成 Before a whole is in the midst of a transition from the first stage to the second stage critical period. At this stage, as the main body of the market when making business strategies of insurance enterprises, in addition to http ://www.sdqgj / http ://www.glj / security market share in the competition, more important is to must focus on optimization of business structure, and finally formed 企业的核心竞争优势，从而不断提高经营绩效。 Enterprises cor