第一章商业银行公司理财.pptxVIP

PARTⅠ Introduction to bank financial management in the financial-services industry;LEARNING OBJECTIVES;CHAPTER THEME;KEY CONCEPTS,IDEAS,AND TERMS;KEY CONCEPTS,IDEAS,AND TERMS; Section1.The functions of a financial system Section2.Financial-services firms and the  financial-services industry Section3.Types and classes of commercial banks  Section4.Bank holding companies:the dominant  organizational form Section5.Intermediation VS disintermediation and  indirect finance VS direct finance Section6.The end of banking as we know it? Section7.The role of bank regulation and supervision Section8.The regulatory dialectic(struggle model) Section9.The risks of bankingSection10.The dimensions of financial-services  competition and the role of regulation in  shaping them;Section1 The functions of a financial system;Section1 The functions of a financial system ;Section2.Financial-services firms and the financial-services industry;The structural changes occurring in the FSI can be describe as its “-ization”. ;KEY CONCEPTS;Section3.Types and classes of commercial banks;TABLE1-1;Type of business Wholesale bank Retail bank Wholesale/retail bank(all things to all customers) Private bank “Shadow” bank Geographic market Community(local)bank Regional bank Superregional bank Multinational(“money-center”) bank Federal reserve size classes(by assets) Ten largest banks Banks ranked 11th through 100th Banks ranked 101th through 1000th Banks not ranked among the 1000 largest(“community banks”);Section4.Bank holding companies:the dominant organizational form;Table1-2 The Distribution of Federally Insured Depository Institutions by Type of Institution,1984 and 1994; 1994 Banking organizations 7,898 36.1 2,382.7 71.7