股份制商业银行期限错配风险与治理分析word论文.docxVIP

AbstractIn recent years, great changes have taken place in Chinas joint-stock commercial bank assets and debt maturity structure. Joint-stock commercial banks in the medium and long-term lending and other applications at the same time, the term wrong due to not be able to raise enough cash flow matching risk. Joint-stock commercial banks maturity mismatch phenomenon and expanding, has great influence on Chinas joint-stock commercial banks, financial market and the whole market economy, caused the high attention of academic circles and industry. But it is not really to find an effective method of risk can be solved with the joint-stock commercial banks of our country the term. Therefore, this thesis studies the joint-stock commercial banks maturity mismatch risk and governance, has important theoretical and practical significance.This article from the current situation of the maturity mismatch risk of Chinas joint-stock commercial banks, combined with the theory of joint-stock commercial banks of the maturity mismatch, from the point of view of financial markets, savings deposits, bank loans and shadow banks, the reasons and hazards of the joint-stock commercial banks of our country the maturity mismatch risk has carried on in-depth analysis. At the same time, under the support of relevant data, the joint-stock commercial banks maturity mismatch risk through data statistics, comparison and case analysis, and puts forward the suggestions and Countermeasures of joint-stock commercial banks maturity mismatch risk, hoping to ease Chinas joint-stock commercial bank maturity mismatch risk to a certain extent, by the maturity mismatch risk prevention and control, to play a guiding role to promote Chinas financial market stability and healthy development.Keywords: Joint-stock commercial banksMaturity mismatch riskShadow banks Risk prevention and control目录摘要............................................................................................................... IAbstrac