《巴塞尔协议Ⅲ》下银行资本充足率监管法律制度研究国际法学专业论文.docxVIP

Abstract Abstract 1 1 2 2 The Ratio Capital Adequacy (CAR) is a legal requirement for banks to maintain their minimum capital level related to risk, and a comprehensive index of risk ability of bank. During the financial crisis, the lack of CAR supervision revealed, Basel III was issued by the Basel Committee on Banking Supervision for am important adjustment of bank capital supervision framework, and put forward the strict standards of bank CAR supervision. Increasingly strict trend of international standards of bank supervision, Bank Supervision Committee of China also issued a Chinese version of Basel III to strengthen CAR supervision. In thesis, it further analysis the supervision rules and influence of Basel CAR on the basic theory of bank CAR supervision legal frame, and in view of the current situation of CAR supervision of Chinas bank. According to international rules, then it proposes regulation measures which can be used to consummate CAR in our country. This thesis is about 30000 words. There are four parts except the introduction and conclusion. The first part: the general overview of CAR and its legal supervision. This part firstly defines the concept of bank capital, the CAR and legal supervision, and demonstrates the composition of bank capital and the measurement methods of CAR; then, analysis of necessity of CAR supervision from the theory and its role. This paper argues that bank have the characteristics of vulnerability and negative externalities, the Regulatory Committee must Implement CAR supervision measures of banks for which the CAR regulatory can maintain the stability of banks, and protect the interests of depositors. The second part: the legal system of CAR supervision in Basel. This part begins with an overview of CAR in Basel Ⅰ, Followed by analysis of the Basel II regulatory rules, the three pillars are CAR, external supervision and market constraints; Then, summing up the lack of the CAR in financial crisis which include the partial st