城市商业银行与地方政府关系研究——以本溪市为例-research on the relationship between city commercial banks and local government —— taking benxi city as an example.docxVIP

万方数据 万方数据 The Relationship Study Between City Commercial Bank And Local Government —Take The Case Of Benxi City Abstract Since City Commercial Banks was born, it has experienced too many ups and downs. City commercial banks are able to go today, and the governments support is inseparable. But the relationship between the two is also changing with the conditions of internal and external conditions. In todays special economic transition period, this relationship also shows a significant economic transformation characteristics. With the active participation of the government and the macro adjustment, the development speed of city commercial banks is increasing. The governments proper control of financial resources and the improvement of the local economy. However, the current system has led to the city commercial banks ownership structure is irrational, the governance structure is not perfect and so on. In the course of the relevant parties, the city commercial banks are gradually implementing the equity system adjustment. But no matter how the adjustment, the city commercial banks can not damage the relationship between them and the government as a price. This paper first analyzes the actual situation of domestic city commercial banks, the development direction and how to affect the local economy, and then separately from the government and the banks perspective on the relationship between each other. The factors that affect the development of city commercial banks are summarized, that is, the government, the local economy and the ownership structure. Government intervention in the operation of banks is generally in support of the main, but also inevitably to bring some risks to the latter, the main risk transfer, low efficiency, financial pressure, etc.. This paper uses the method of case analysis to analyze the city commercial banks in Benxi City, and puts forward the feasible methods and strategies: improving the management mode of commercial Banking Company, chang