国际银行业并购浪潮与中国银行业发展战略-金融学专业论文.docxVIP

ABSTRACTIn ABSTRACT In the 90’S of the 20th century,the World Economy is going to be much more globalized,mgion捌and more fibemlized． Obviously,there will be more competition and risk in financial market In order to maintain the favorable situation and further development,a lot of banks are going to merge or acquire with other banks．From the United States，Europe，Japan,Asian countries to Latin American countries，many banks’merge and acquisition activities are taking place．In review ofthe past banks’merge and acquisition，the purpose is very complicated．However, all banks believe scale economy will help them to maintain the favorable situation under the vigorous competitive market． Due to SO many banks’merge and acquisition activities，the banks ranking in the world has been significantly changed． It makes the business nature among traditional banking,securities．insurance and trust not as clear as before．The situation makes regulators have t0 face many significant challenges．From the po缸 of view of law,it may not be effective enough to regulate the banks’diversified activities．111e competition situation among banks is also vigorously changed． For the past 20 years，the banking industry in our country has developed significantly． The overall competence and competitiveness are much better than before． However, compare with banks in the developed countries，Our state owned banks are“large but not strong”while commercial banks are“strong but not large”．nliS is due to a Iot of hidden problems that limit 0131banking industry for flirter development．Since our country will join WTO in the flgar future，it is the most urgent thing to make up a long-term devdopment strategy and reform Our banking mdmtry i11 order to match with international banking norm． Key Words：International banking indmlry Waye of merge and acquisition Chinese banking industry Development strategy Classification：F830 垦堕堡堡些茎堕塑鲎皇 垦堕堡堡些茎堕塑鲎皇 一一一 国际银行业并购的特点 进入20世纪90年代，世界经济呈现了经济全球化、区域集团化、金融 自由化的发展趋势，经济金融竞争日趋激烈，风险不