山西省基本养老保险一体化可行性分析-社会保障专业论文.docxVIP

1 1 2 2 摘要 作为社会保障制度体系当中最为重要的制度安排，养老保障制度的不断完 善与可持续发展是政府和国民的共同期盼，也是影响整个社会和谐稳定发展的 基础。当前的基本养老保障制度包括城镇职工基本养老保险制度、城镇居民养 老保险制度和农村基本养老保险制度，但各项养老保险制度未能相互通联、有 效衔接，参保人员工作地、居住地发生变化后，保险难以延续，在一定程度上 影响了劳动力的正常流动。加之受城乡二元结构和地区经济发展水平差异的影 响，出现了不同制度间养老保险待遇差距悬殊的情况，对社会的和谐稳定产生 了消极影响。 及时推进基本养老保险一体化，是缩小养老保险待遇差距的有效措施。但 全国基本养老保险一体化的整体实现尚需时日，而现阶段的省级统筹效果又未 能实现养老保险制度设计的初衷，代际公平和互助共济的社会经济效果并不理 想。本文试图在理论上将全省的基本养老保险制度作为一个有机统一的整体加 以规划，并借鉴其他发达地区的有益实践和经验，在山西省推行适合本地区的 基本养老保险一体化，以消除养老保险省内分割局面，继而可在未来顺应形势、 适时融入基本养老保险全国一体化框架，最终实现全国一体化的基本养老保险 制度。 【关键词】基本养老保险 一体化 社会公平 可行性 Abstract As the most important system arrangement in the social security system, continuous improvement and sustainable development of the pension system are the common aspirations of the government and all people; it also affects the social harmonious and stable development. Current basis pension system includes basic pension system for workers in cities and towns, and for urban residents. However, the systems are not put together, so that the system cannot continue to take effect after people move to other places; in this way, labor force cannot flow normally. In addition, because of urban-rural dual structure and the difference of economic development in different areas, the pension system in different areas have wide gaps, which produces negative influences to the social harmonious and stable development. Promoting the basic old-age insurance integration is effective measure to narrow the gap of pension benefits. It will take some time to realize the integration of the national basic pension insurance. The original intention of the provincial coordinating at this stage failed to achieve the pension insurance system design; intergenerational equity and mutual assistance are not ideal. This paper, in theory, attempts to plan the basic old-age insurance system in the province as an organic unity to carry out basic pension system suitable to Shanxi Province by learning practices and experiences from other developed regions. So, it will elimin