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买重疾险的8大误区分析(Analysis of 8 mistakes to buy critical illness insurance)
买重疾险的8大误区分析(Analysis of 8 mistakes to buy critical illness insurance)
[Abstract] the major disease insurance products are now selling hot, most can arouse the desire of people to buy only two words: 1, more and more people get cancer and other serious illness; 2, medical illness developed, the cure rate is higher and higher. These words make people aware of have severe illness is no longer strange things, and once after the ill, do not cure the good is not the biggest problem, the problem is that you do not cure the!
So, when we heard for major diseases and the establishment of the insurance, will instantly comforting feeling, but in fact, buy critical illness products is not really what we imagine is guaranteed? The insured often make mistakes and into what security dashuipiao? This is the problem that this article wants to solve.
What are the major misconceptions about major diseases insurance?
We have met some senior agents in the insurance industry, and have also referred to some insurance cases on the Internet. We have summed up the following 8 major mistakes in purchasing major diseases insurance. Please refer to the policy holder carefully before placing insurance on them!
Misunderstanding 1: major diseases insurance has 25 kinds of serious illness, there are 36 kinds of serious illness, and the more products that protect the disease, the better
Are the types of diseases protected by insurance the better? Many insurers will take this data as a reference when compared to critical illness insurance, think more security is more full, naturally better. The fact is not so? Listen to what the experts say:
According to the Guangzhou AIA insurance senior person, serious illness insurance is the beginning of the 7 kinds of illness at the age of 70, with the companys competitive development to protect 10, 11, 20, 30 kinds of insurance now, and guaranteed lifetime.
In terms of diseases, the trend is increasing. However, critical illness insurance is the insurance premiu
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