中国强制医疗责任保险制度分析-analysis of compulsory medical liability insurance system in china.docxVIP

4 4 PAGE PAGE 1 疗纠纷，创造适宜医疗责任保险发展的环境。接下来对商业保险公司承担的 角色，制定适应市场的产品，创新承保模式等方面做一些建议，最后是倡导 社会各个主体应该联合起来建立多层次的医疗责任保障体系，共同应对医生 职业风险问题。 关键词：医疗责任保险；医疗责任保险危机；强制性；医疗纠纷；医疗体制 Abstract Chinas medical industry has developed rapidly with economic development. At the same time, some contradiction arising in such a sensitive period. Increasing medical dispute and the deteriorating doctor-patient relationship has become a prominent characteristic of the very transition period. With social progressing, the awareness of human rights, there is an obvious upward trend about number of medical malpractice payment ， the amount of compensation is also increased significantly. In September 1, 2002, Chinas new Regulations of Malpractice publication is a major move to deal with medical malpractice, especially Major reforms on litigation system and the standard of compensation improved, so the medical staffs face the risk increased significantly. Facing the frequently occurrence of medical disputes, increasing the amount of compensation, the Government introduced a number of policies to resolve the problem. the medical malpractice insurance is a major move. At present in some cities have launched medical malpractice insurance and achieved some results. In Shenzhen municipal , under the principle of risk sharing, State-owned non-profit medical institutions are required to attend the mandatory medical malpractice insurance, while other medical institutions should also join in gradually. In the process of promote medical malpractice insurance, The government wishes to have a win-win model: under the government promote and the participation of insurance companies, which bear the medical malpractice insurance underwriting and claim service, so medical institutions can carried out of medical dispute . From early 2000, the first development of medical malpractice insurance, there have been eight years now, although the medical malpractice insurance and other liability insurance have advantages, such as