国内商业银行中间业务发展分析-工商管理专业论文.docxVIP

山东大学硕士学位论文摘 山东大学硕士学位论文 摘 要 中间业务、负债业务、资产业务是商业银行的三大基本业务。中间 业务是指形成商业银行非利息收入但不构成表内资产与负债的业务。近 年来，中间业务收入已经成为我国商业银行重要的新的利润增长点。但 是我国商业银行中间业务发展与西方先进银行相比仍有较大差距。 本文首先概述了中间业务的概念、分类、基本性质；其次，比较系 统地研究了西方商业银行和我国商业银行中间业务的发展状况；再次提 出我国商业银行中间业务存在的问题：最后，在借鉴发达国家商业银行 中间业务经验的基础上，提出我国商业银行发展中间业务的对策及建 议。 关键词：商业银行 中间业务 战略 山东大学硕士学位论文Abstract 山东大学硕士学位论文 Abstract Intermediary business，1labilities business，assets business constitute the three basiC operations of the commercial banks．The profit of Intermediary business iS non—interest income of commercial banks and Intermediary business iS off—balance—sheet activities．The intermediate business income has become an important new profi t growth to commercial bank． A1though scholars have said that the Commercial Bank of China’s development has entered a”loaned of the times”，but the intermediate business of domestiC commercial banks are sti ll larger compared to the advanced west bank． In thiS paper，firstly，the author introduces the concept， background theories，characteristiCS，and Classification of intermediary business．Secondly，thiS paper studies intermediary business development of the domestiC commercial banks and the western commercial banks．Thirdly，thiS paper Analysi S the existing problem in the process of the development of domestic commercial banks，Finally，on the base of experience of development of western commercial banks，the author puts forward some suggestions to develop the intermediary business of domestiC commercial banks． KEYWORDS：commercial bank，intermediary business，strategy． 8 山东大学硕士学位论文Paper 山东大学硕士学位论文 Paper directory Abstract The first chapter lead theory． ．．．．． ． 1．The research background and significance ．．9 2．Research at home and abroad were reviewed ．1 0 3．The idea and method ．1 6 4．This P印er may be the innovation points 1 7 The second chapter the intermediary business related concepts ．． ．． 17 1．The Intermediary business definition 1 7 2．Commercial bank Intermediary business classification ．．1 9 3．The characteristics ofthe int