要改的 重庆中小企业融资存在问题成因及对策.pdfVIP

重庆中小企业融资存在问题成因及对策 重庆师范大学涉外商贸学院 经济学（经济与金融）2013 级 吴腾翔 指导老师 黄延霞 中文摘要：中小企业是当今全球经济中最具有活力的一个主体。我国中小企业发展在确保国 民经济适度增长、缓解就业压力、实现技术创新、优化产业结构这些方面有着越来越重要的作 用。然而，中小企业在发展过程中融资难的问题越来越突出，融资缺口逐渐扩大，成为制约中小 企业进一步发展的瓶颈。本文就针对重庆中小企业的融资问题，分析了重庆市中小企业的发展状 况、融资现状，针对此现状并结合重庆中小型企业的实际情况，本文提出了适合于重庆市中小型 企业的融资困境的解决对策，为重庆市中小企业融资提供了理论基础。 关键词：中小企业 融资 问题 对策 现状 Abstract ：Small and medium-sized enterprises are the main body of the most vitality in the global economy. In our country, the development of small and medium- sized enterprises to ensure appropriate growth of the national economy, alleviating employment pressure, technological innovation, optimize the industrial structure, plays an increasingly important role. However, the financing of SMEs in the development process is becoming more and more prominent. The financing gap continues to expand, has become the bottleneck of restricting its further development. Aiming at the problem of financing of small and medium-sized enterprises in Chongqing, analyzes on the small and medium-sized enterprise advanced financing theory; secondly, this paper analyzes the development status of small and medium- sized enterprises in Chongqing financing situation; finally, according to the situation and combining with the actual situation of small and medium-sized enterprises in Chongqing, this paper puts forward the countermeasures to solve the financing difficulties for small and medium-sized city of Chongqing the enterprise, provides a theoretical basis for the financing of small and medium-sized enterprises in Chongqing city. Key Words: small and medium-sized enterprises financing countermeasure problem current situation 中国的中小企业有很多，大部分中小企业都出现了融资