我国商品房按揭制度的研究.pdf

题。随后，在第三章中对香港按揭铂I度和Ft本让与担保制度进行分析，吸取和借 鉴有益于完善我国商品房按揭制度的规定。最后；在第四章中就我国商品房按揭 制度的完善提出管见，确立完善我国商品房按揭制度的指导思想，并提出完善我 国商品房按揭制度的对策：完善清算制度；构建预告登记制度；建立信用登记系 统，完善信用保险等。 关键词：按揭：预告登记；信用评价 Il Title：．scudy of c。mmercia】housing m。r睁ge systems Major：Juris Master Name：Lin Xiaoli supervis。r：Associate Professor“Yingyi Abstract un Chlnese mainland,commercial housing mortgage js a w啪ntv which。“gin fro脚Amgl0-American 1egal systems a11d HongK0ng】aw a11j developBut afterbeing fef0咖ed in the praccice in。ur c。untry，ithas already broken th。。ugh the limitation of definiti。n。f mon2a2e in ?gJo知喇啪1。gabystemssothat it has become a Jegalfe瑚which n88 speclficaIly c。rtificated glossary。f unwritten Iaw after praclical】v ?lt，erati。m Put“ng the commercial b。using m。r喀age into p豫ctice，we a二 b。1ng c。nfr眦d wi‘b much legal iSSues relating t。fhe comme删 housing mortgage t118t bas sprang up and utilized wildly，aI】dil，s ge￡tingm㈣锄‰呲·赴to China，we haV邑nofyetenacced def!【nite Iaws t： j刚砒“k p渊啪8·麟does not onivbly ring about differenf operatioll， but a180 limit its applied range．When Ihe s。cialism market-based econ。my de咒l叩8 8nd industry quest invest，wc ha托a broad region。n ：：ommera翻h伽蝣舱fflOrtgage from abstract Conccptions t。concrete1删utlon8·At this Very moment，its opp。删ties to imDfove c。mmerclalhousing m。rtgage·Based。n this，that anicIe will put 。mpjla8lze on studY：on one hand，Precautions agaillst fiskS must be tal【en 1n。fder to p『olect of tbe rights and intereSts． 。n the otherhand，system wlu b。。恐。ed t。improve the commercial housing mortgage lllliting。ur lJJ By combining theories and practice and comparing with other countries and areas，the article carries out detailed study and analysis on the Chinese commercial housing mortgage．The content includes four Chapters．Chapterl：the basis of commercial housing mortgage，which analyzing the conceptions，characters and legal characterization．chapter2： the analysis the current situation of the Chinese commercial housing mortgage．Firstly，introduce the actualities on the issues．Sec