江苏省金融发展与经济增长关系研究-应用数学专业论文.docxVIP

南京航空航天大学硕士学位论文 摘要 一国或地区的经济发展水平与其金融发展程度是密切相关的。近几年来，关于金融发展与 经济增长之间关系的研究，越来越受到人们的重视。金融与资本、劳动和技术进步等因素一样， 被视为经济增长的动力源。关于二者之间关系的研究视角，正不断地从宏观走向微观，研究样 本也由国家及跨国比较逐步走向区域比较。 基于上述背景，本文将试图侧重保险市场这个视角来重新诠释江苏省金融发展与经济增长 之间的关系。本文首先从理论和实证两方面总结国内外金融发展与经济增长关系的理论成果， 形成一个用于分析二者关系的理论框架，从理论上分析二者的作用机制及路径。然后结合江苏 省金融发展的现状，通过建立 VAR 模型从金融发展的规模、结构，并侧重保险市场的发展程度 三方面来对江苏省金融发展与经济增长之间的关系进行实证分析。实证研究结果显示：（1）江 苏省金融发展与经济增长之间存在长期的协整关系。（2）江苏省金融发展与经济增长之间存在 双向的 Granger 因果关系，即江苏省的经济增长推动了金融发展；反过来江苏省金融发展也在 一定程度上促进了其经济增长。（3）通过脉冲响应及方差分解分析，发现金融发展对经济增长 有着持续上升的促进作用，保险市场的发展对江苏经济增长的贡献度是稳步上升的。在本文的 最后部分，针对目前江苏金融发展存在的问题与上述实证分析的结论进行相应的对策研究，以 期实现二者之间的良性、协调与可持续发展。 关键词：金融发展，经济增长，保险市场，向量自回归模型 i 江苏省金融发展与经济增长关系研究 Abstract Economic development level and the degree of financial development are closely interrelated in a country or region, and in recent years, research on the relationship between them attracts peoples more and more attention. And finance, the same with the factors such as capital, labor and technological progress, is seen as the power source of economic growth. At the same time research perspective with regard to the relationship between them is constantly transferring from the macro to the micro, and the study sample is also changing from the national or cross-national comparison to the rigional comparison. Against the background above, this thesis tries to reinterpret the relationship between financial development and economic growth in Jiangsu in the perspective of focusing on the insurance market. First, this thesis concludes theoretical achievements of the relationship between financial development and economic growth home and abroad from the theoretical and empirical aspects, and forms a theoretical framework to analyze the relations between them in order to figure out the interaction mechanism and path. Then with the status of financial development in Jiangsu Province, the thesis does a positive analysis from three aspects which are scale, structure and the development degree of insurance market through the V