投资与消费相互关系研究应用.docVIP

投资和消费相互关系研究 摘 要 多年来，中国投资和消费关系不协调问题日益突出。目前，投资率靠近改革开放以来最高点，而消费率则降为1978年以来最低水平，并已连续5年下降。连续50多年投资主导型发展模式，对消费增加形成了抑制，使城镇居民生活条件改善受到影响，有悖于以人为本科学发展观宗旨，也造成中国国民经济粗放型发展，加重了中国资源消耗、能源紧缺、环境污染和生态破坏；增强了经济增加对出口严重依靠，加大了经济运行风险，也造成银行呆坏账增加、金融风险加大、城镇差距扩大、劳动就业困难等经济和社会问题，使经济社会稳定、协调和连续发展面临威胁，不利于科学发展观全方面落实。依靠高投资能够推进经济增加，但不含有可连续性，这已经有前车之鉴。所以，改善投资和消费关系，提升消费率，不管从现在还是长远看，全部有深远意义。本文叙述了投资和消费关系，分析了中国投资和消费关系现实状况成因及其后果，并对调整中国投资和消费关系提出部分提议。 关键词：投资 消费 经济运行 Abstract In recent years，the problem of the inharmonious relationship between investment and consumption in China is becoming increasingly prominent. Currently，the investment rate has almost reached the highest point since the reform and opening-up，but the consumption rate has dropped to its lowest level since 1978, and has been declining for five consecutive years. More than 50 years of continued development mode of investment-dominated made consumption growth restrained，affected the living conditions improvements of the urban and rural residents，which is contrary to the objective of people-oriented scientific concept of development，and also led to extensive development of our national economy，which has increased China’s resource consumption and energy shortage，environmental pollution and ecological destruction; Meanwhile, the mode made the serious reliance on exportation of economic growth enhanced，increased the risk of economic operation, also caused economic and social problems such as the increase of bad debts in banks, the enlargement of financial risks, the widening of the gap between urban and rural areas and the difficulties of employment, all of which made the stability, coordination and sustainable development of economic society under threat, and went against the full implementation of the scientific concept of development. Relying on high investment can promote economic growth, but it doesn’t have sustainability, which has been a lesson. Therefore，the improvement of the relationship between investment and consumption， and the increas