金融专业英语chapter2retailbankbankaccount.ppt

Homework Page 29 #A2 and #A4 vocabulary 英文，中文 Thank You! L/O/G/O Chapter 2 Retail bank：Bank Accounts * Banking System Central bank Policy bank State-owned commercial bank （国有商业银行） Joint-equity commercial bank （股份制商业银行） Local commercial bank Rural cooperative bank （农村合作银行） 国有商业银行 The establishment of four specialized banks -- the Industrial and Commercial Bank of China (ICBC) -- the Agricultural Bank of China (ABC) -- the Bank of China (BOC) -- the China Construction Bank (CCB) four state-owned commercial banks vs joint equity commercial banks * Supervisory Bodies China Banking Regulatory Commission (CBRC) 中国银行业监督管理委员会-银监会 China Securities Regulatory Commission (CSRC) 中国证券监督管理委员会-证监会 China Insurance Regulatory Commission (CIRC) 中国保险监督管理委员会-保监会 Part Ⅱ Retail Banking Bank Accounts (银行账户） In this chapter we can learn the financial words about bank accounts. We also can see the various ways in which the individuals can save money in a bank in this chapter. Note Don’t leave your money in a piggy bank or under your mattress. Piggy bank You should take that money out of your piggy bank and make a savings account. note ATM 自动取款机 ( Automated teller machines) POS 销售终端 （Point of Sale） Note EFTPOS 销售点电子转帐系统 （Electronic Funds Transfer at the Point of Sale） 消费者能够使用自动提款卡在销售点付款。消费者也可透过EFTPOS 系统使用 NETS CashBack服务，轻易地在零售商店提领现金。 Note Passbook 存折 Debit card 借记卡 Credit card 信用卡 Certificate of deposit 存款单，存款证 银行签发给存款人的存款凭证 Debit Vs. Credit Debit card is nothing but ATM card if you have balance in your account you can draw up to that amount. Credit card means as a loan you are allowed to draw up to a limit and it has to be repaid within that period. Note Savings deposit 储蓄存款 eg：The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. Note Saving n. 1.?节约, 节俭 Saving is getting 2.?储蓄金, 存款 3.?挽救, 搭救 Saving Private Ryan Savin