With regard to the National Student Loan for Sustainable Development of.docVIP

 PAGE \* MERGEFORMAT 26 With regard to the National Student Loan for Sustainable Development of [Abstract] Aiming at the problems faced by the national student loans, it should be the guiding ideology of change, the moral credit into law on credit, to build operational mechanism for the starting point and take the path of development of quality first, adhere to cost-sharing and combination of ability to pay principle, combining the principles of fairness and efficiency, and management of ordering principles, and in speeding up the legislation, a sound management system and operational mechanism, to develop flexible and diverse student loan policies, and improve the funding system for poor students in institutions of higher learning in four areas start to realize the sustainable development of the national student loans. [Keywords:] student loans; commercial banks; system; operating mechanism National Student Loan is a government-led, financial discount, financial and universities to give banks a certain amount of common risk compensation payments, banking, education administrative departments and colleges and universities co-operate, to help college students with financial difficulties while studying in school to pay the required tuition fees, accommodation and living expenses of the bank loans. National student loans are credit loans, student do not need to apply for loan guarantees or collateral, but requires a commitment to repay their loans, and bear the relevant legal responsibilities. National Student Loan Since 1999, a pilot in 2000, since its implementation in the country, the scale, scope, total loans increased to solve a large number of university students from poor families, the practical difficulties and become a support system of Higher Education The main method, but also a strong impetus to the process of popularization of higher education. Since the implementation of the national student loan policy has gone t