《大空头（2015）》完整中英文对照剧本.docxVIP

让我们陷入困境的不是无知 而是看似正确的谬误论断 马克·吐温 弗兰克 家人都好吗 Hiya, Frank. How are the wife and kids? 我觉得国库券和公共事业股票 You know, for you, Im considering treasury bonds 比较适合你 抽烟吗 and utility stocks. Smoke? 在七十年代末 银行业 In the late 70s, banking wasnt a job 可赚不了大钱 you went into to make large sums of money. 就是他妈的小打小闹 It was a fucking snooze. 纽约大都会赢了吗 How about those Mets? 充斥着废柴 比如卖hearts;hearts;保险的 Filled with losers. Like selling insurance or 或者会计师 accounting. 如果说银行业无聊的话 And if banking was boring, 那银行的债券部门简直就让人昏昏欲睡 then the bond department at the bank was straight-up comatose. 我们都知道债券是怎么回事 We all know about bonds. 在你那还流着鼻涕的孩子满十五岁时给他 You give them to your snot-nosed kid when he turns 15. 也许等他到了三十岁能赚个一百块 Maybe when hes 30 he makes a hundred bucks. 无聊 Boring. 直到所罗门兄弟银行的 That is, until Lewis Ranieri came on the scene 路易斯·拉涅利出现 at Salomon Brothers. 你也许不知道他是谁 但他对你生活的改变 You might not know who he is, but he changed your life 比迈克尔·乔丹 iPod和油管的总和都多 more than Michael Jordan, the iPod and YouTube put together. 好了先生们 我们来赚钱吧 All right, gentlemen! Lets get some money in here! 我们来赚钱吧 你们说怎么样 Lets make some money! What do you say? 路易斯还没有意识到 You see, Lewis didnt know it yet, 但他只用了一个简单的点子 but he had already changed banking forever 就永远改变了银行业 with one simple idea. 住房hearts;抵押贷款支持证券 The mortgage-backed security. 或者弄成品牌叫MBS Or private-label MBS. 你们都有普通的住房hearts;抵押贷款 Youve got your average persons mortgage. 固定利率 三十年期 Fixed rate, 30 years. 风险小 回报低 对吧 Boring, safe, small payoff, right? But, 但当你把成千上万的贷款绑在一起 when you have thousands of them all bundled together, 突然间投资收益上升了但风险依然很小 suddenly the yield goes up but the risk is still small because, 因为它们是住房hearts;抵押贷款 well, theyre mortgages! 谁会不还住房hearts;抵押贷款呢 And who the hell doesnt pay their mortgage? 这种债券的信用评级是多少 What exactly is the credit rating on this bond? 先生们 这种债券是AAA级的 This bond, gentlemen, is AAA-rated. 这正是密歇根州立 This is exactly what the 养老基金在寻找的投资 Michigan state pension fund has been looking for. 我要买hearts;hearts;两千万 Ill buy $20 million. 拜托 胆子大一点 Oh, come on,